Lincoln National's group protection segment has expanded the state-mandated disability insurance into Hawaii, called as temporary disability insurance (TDI).
According to Lincoln, the TDI coverage is a ‘wage replacement’ program, which will pay the employee disability or sick leave benefits to partially replace the wages lost. The state of Hawaii requires employers with 2 or more Hawaiian employees to provide this coverage.
The company said that the new Lincoln disability coverage will be implemented by Lincoln’s I-Team, which shortens time cycles for issuance of policies in Lincoln’s life and disability product lines.
Dave Swanson, vice president of product, risk and business technology management, said: “Employers and brokers look to Lincoln to offer disability solutions, including state disability insurance. Lincoln is now very pleased to expand our expert disability services to employers who provide Hawaii TDI coverage to their employees.”