AML Underwriting (AML) has introduced a new policy to meet the insurance needs of restaurants and other similar establishments.

Offered through all AML brokers, the new restaurant policy will provide a number of automatic sections and flexibility for the brokers to choose from the cover limits.

In addition to risks wording, automatic cover for legal expenses, money & assault, loss of license, the new policy provides cover for deterioration of stock, goods in transit and book debts.

AML development director Jonathan Skinner said, "It will be a useful new business tool for brokers as we only quote one price to market and every risk is reviewed individually by an underwriter rather than a quote engine."

The comprehensive cover will also provide automatic cover extensions such as 55% seasonal stock increase, damage to outside furniture and cover for outside catering.