The Virginia State Corporation Commission has approved the homeowners insurance rates and forms of Universal Insurance's subsidiary, Universal Property & Casualty Insurance Company (UPCIC), and that UPCIC has subsequently written its first homeowners policy in Virginia.

Virginia marks the fourteenth state of operation for UPCIC and the eleventh state to offer customers access to UPCIC homeowners insurance policies through its direct-to-consumer online platform Universal Direct. 

Independent appointed agents operating in Virginia have the opportunity to receive commissions from policies written by UPCIC via Universal Direct SM.

Universal Insurance chairman and CEO Sean P. Downes said:  "We are pleased to have written our first policy in Virginia, and to begin offering our homeowners insurance products to customers in the state through both our traditional independent agent channel and our convenient and easy-to-use online platform.

"Our commitment to providing exceptional service and value to our customers continues to drive our successful geographic expansion efforts.  We look forward to continuing to expand our traditional and online platform across new markets and deliver comprehensive affordable insurance solutions to even more customers across the US."