Universal Insurance Holdings has made Universal Direct, its direct-to-consumer online platform for Universal Property & Casualty Insurance Company ("UPCIC") products, available to homeowners in Florida, Hawaii and North Carolina.

With these additions, Universal Direct is now available in ten states, including Delaware, Georgia, Indiana, South Carolina, Pennsylvania, Minnesota and Alabama.

Universal Insurance Holdings chairman and CEO Sean P. Downes said: "The expansion of Universal Direct into these new markets is a testament to the positive feedback we continue to receive from consumers for this unique online platform.”

"As we continue to roll out Universal Direct to new markets, our uncompromising focus on providing customers with high quality service through our vertically-integrated business model remains a top priority.

“We are pleased with the success of Universal Direct to date and will continue to invest in the platform to meet the rising demand from our customers for convenient and flexible insurance solutions."

The company has written its first policies through Universal Direct in Florida, Hawaii and North Carolina. Independent appointed agents operating in Florida, Hawaii and North Carolina have the opportunity to receive commissions from policies written by UPCIC via Universal Direct.