QBE North America is expanding its Employment Practices Liability insurance (EPLI) offering for small- and medium-sized businesses who want easy and affordable protection.

QBE Regional Insurance Head Tony Cid said that the EPLI coverage will provide affordable necessity for all employers and has evolved from a high-priced option for large businesses.

The offering includes an online loss prevention, training and human resources tool center, where employee handbooks, forms and policies can be customised.

Business owners can also consult with employment liability attorneys through toll-free help line in addition to EPLI specialists to discuss claims or suits.

QBE offers considerable diversity and distribution power to its UK and European customers through three product-focused underwriting divisions property, casualty (liability) and motor, marine, energy and aviation and reinsurance.