NIP Programs, a division of specialty insurance program manager NIP Group, has introduced MaintenancePro, a new insurance program for the facility cleaning and maintenance services industry.
The new program targets accounts that fall primarily into the janitorial and light maintenance segments of the industry, including janitorial services, indoor and outdoor maintenance, window cleaning, and carpet and upholstery cleaners. The program covers both commercial and residential cleaning and maintenance.
Available coverage options under MaintenancePro include general liability, auto liability, property, inland marine, crime and umbrella, with many special coverage extensions and low minimum premiums.
Dave Springer, president of NIP Programs, said: The cleaning and maintenance industry has also been evolving in recent years to provide more services. Companies that were primarily cleaning services are going to a full service approach, offering outdoor maintenance, window cleaning, carpets and floors, and more.
As these businesses become more complex in their offerings, they no longer fit traditional insurance solutions and premium pricing models for this class. The MaintenancePro program was created to provide these companies, and their brokers, with a wide and customizable range of options, including important coverages that other carriers don’t offer.