Navigators Management Company, an underwriting agency subsidiary of Navigators Group, has launched the 'Premises, Products and Pollution Liability' insurance policy or 'NP3SM', which is designed to cover both general liability and pollution liabilities of manufacturing and distribution risks in one integrated insurance policy.

According to Navigators, NP3SM also features enhancements including employee benefits administration and crisis management coverage. The policy also offers excess liability coverage, sitting over the primary general liability and also excess of primary auto and employer’s liability, using a single insurance policy.

The company said that the NP3SM policy is underwritten for US based companies by Navigators Insurance Company and Navigators Specialty Insurance Company.

Adrien Robinson, vice president and head of environmental division at Navigators, said: “It is no longer prudent for businesses to assess their general and environmental liabilities independently. We’re excited to offer the integrated approach of the NP3SM policy, enabling businesses to manage complex risk and coverage considerations in a simple, seamless and cost-effective manner.”