Navigators Management, the principal underwriting agency subsidiary of The Navigators Group, has introduced the Contractor's Environmental Risk Management (ERM) Toolkit IISM (Toolkit II), an enhanced suite of environmental liability coverage tailored specifically for contractors and consultants.

According to the Navigators, the Contractor’s Toolkit II policy is an insurance solution designed to protect contractors from new and emerging environmental risks such as a new US EPA regulation mandating lead-safe construction practices.

According to Navigators, the Contractor’s Toolkit II policy provides protection against the risks and uncertainties arising from how some courts might apply the pollution exclusion in the CGL policies.

The Contractor’s Toolkit II policy will be underwritten for US-based companies by Navigators Insurance and Navigators Specialty Insurance.

Adrien Robinson, vice president of the environmental division at Navigators, said: We’re constantly assessing emerging environmental exposures facing our insured contractors so the agents we work with and their insured clients don’t have to. They rely on us to offer broad protection, and it surprises me that we continue to see litigation over the pollution exclusion in the CGL policy when robust environmental liability coverage has never been easier or more affordable to obtain.