Midlands Management has launched a Public Entity Multi-Line Package designed for select public entity risks that want to gain control over their casualty exposures by accepting a self-insured retention (SIR) and implementing a claims management partnership and risk control program.
According to Midlands, through this program, it will provides both individual and pools of public entities with opportunity to partner with an insurance carrier that can provide them with efficient SIR options, a range of policy forms and primary limits.
The Public Entity Multi-Line Package can combine several coverages under one policy, including general liability, automobile liability, auto physical damage, property, workers’ compensation, crime, law enforcement liability, and public official liability.
The program is open to public entities with populations above 20,000, including cities, townships, villages, counties, and scholastic and higher education institutions.
The company said that coverage will be provided on a non-admitted basis and will offer: all lines basket aggregate for SIR; clash cover for SIR; unintentional E&O clause for property; sexual abuse & harassment coverage; employee benefits liability; occurrence and claims made available; incidental medical malpractice; and no coinsurance clause.
The Public Entity Multi-Line Package will be offered through wholesale brokers and managing general agents.