Lexington Insurance Company has enhanced its employment practices liability insurance offerings to include E-Discovery Response, a new endorsement designed to cover an insured's payroll expenses incurred while retrieving electronically stored information requested during discovery in a covered employment practices liability claim.
Lexington’s employment practices liability (EPL) coverage with the E-Discovery Response endorsement will reimburse insureds, subject to a sub-limit, for payroll expenses, inclusive of payroll taxes and fringe benefits, incurred when information technology employees locate, extract, translate, and/or restore electronically stored data in order to comply with a written discovery request in a covered claim.
Pursuant to underwriting approval, E-Discovery Response is available to qualified Lexington EPL policyholders, who can receive this coverage for no additional premium by endorsement to their existing Lexington EPL policy.
Mark Ogilvie, EPL product line manager of Lexington Insurance Company, said: The discovery process in employment practices litigation has historically been extensive and expensive. In the past, companies complying with court requests for mountains of electronic data frequently felt they had no choice but to outsource this sensitive task in order to obtain coverage of this expense under their EPL policy.