John Hancock Insurance is offering term and permanent life insurance coverage for people living with human immunodeficiency virus (HIV).


The offering is available for applicants aged between 30 and 65 with face amounts up to $2,000,000.

According to the company, the amount is subject to a favorable and stable clinical course, strict adherence and response to antiretroviral therapy (ART), and the absence of significant immunosuppression or co-morbid conditions.

John Hancock Insurance president Michael Doughty said: "Whether offering innovative life insurance products like Vitality, which rewards customers for taking steps to live healthy, or improving the life insurance customer experience through LifeTrack, a policy management solution that helps ensure life insurance policies stay on track to meet their owners’ intended insurance goals, John Hancock is constantly looking to positively evolve the life insurance experience.

"In this case, advancements in treatment have made it possible for us to make this important financial product available to even more people."

John Hancock’s parent firm Manulife is already providing life insurance to people living with HIV in Canada.

John Hancock provides a range of financial products, comprising of insurance, annuities, investments, 401(k) plans, long-term care insurance, college savings, and other forms of business insurance.

Image: John Hancock is offering life insurance coverage to applicants living with HIV. Photo: courtesy of cooldesign /