ING's US Employee Benefits business said that it will offer unlimited annual and lifetime maximum stop-loss insurance coverage to businesses that self-fund their health plans.

ING has said that this initiative is effective immediately for new clients and upon renewal for existing clients.

According to ING, its Employee Benefits’ unlimited offering will allow employers to continue to provide health insurance to their employees without a gap in their liability.

Ivan Gilreath, president of ING Employee Benefits, said: The recently passed national healthcare reform legislation mandates lifting lifetime benefit limits on health insurance coverage for individuals.

For employers who self-fund their insurance plans, it’s possible that catastrophic claims could threaten the entire business. Our stop-loss insurance with unlimited coverage closes this liability gap.

ING Employee Benefits offers a range of products and services that include life insurance, stop-loss insurance, accident insurance, critical illness insurance, and disability income insurance.