HM Insurance Group, a Highmark company, offers HM critical illness and HM accident insurance in all eight of the Highmark Direct retail facilities in Pennsylvania.
HM Critical Illness and Accident products are underwritten by HM Life Insurance, which is an independent company that does not provide Highmark products or services.
Highmark Direct stores offer consumers in Highmark’s service area the opportunity to meet one-on-one with a licensed associate to discuss their health insurance options and their benefits as a Highmark member.
Highmark Direct sells health insurance plans to individuals, families, seniors and small businsses.
Highmark vice president of consumerism and retail marketing Matt Fidler said these products provide consumers with a benefit upon diagnosis of a critical illness such as heart attack, cancer or an accidental injury like a fracture or concussion.
"These products cover the costs of medical expenses not covered under your health insurance and other everyday expenses such as copayments, deductibles or car payments,"Fidler said.