UK-based insurance broker Hastings Direct has upgraded its motor insurance policy to include protection against uninsured drivers and vandalism at no extra cost to its customers.

Hastings Direct said that uninsured drivers cost UK motorists GBP500m each year, yet less than one in five of UK fully comprehensive motor insurance policies offer protection against uninsured drivers.

UK drivers who take out Hastings Direct or Hastings Premier motor insurance policies will now be financially protected against the 1.5million uninsured drivers on UK roads, ensuring that their no claims bonus and excess payments are protected.

Hastings Direct head of new business Shaun Law said that UK motorists are facing a tough enough financial burden with rising fuel prices etc. without having to be worried about the significant financial hardship that being hit by an uninsured driver can cause.