The Hartford has launched Home Inspectors Errors and Omissions (E&O) Liability Program, a new professional liability coverage for home inspectors, to help face potential lawsuits related to their assessment of a client’s property.

The Hartford said that the new professional liability coverage is offered by its Hartford Financial Products (HFP) unit, a provider of professional and management liability insurance.

Home Inspectors E&O Liability Program is underwritten by and available through Elite Managing General Agency (MGA).

The features of the new liability coverage includes: coverage on an admitted basis; optional prior acts coverage for qualified applicants; up to a 50% reduction in retention for claims; optional radon, termite and premises liability coverage; and retiree extended reporting period.

In addition, the new policy also offers defense coverage for disciplinary proceedings, defendant reimbursement benefits, discrimination defense coverage, and multiple extended reporting period options.