Guardian Life Insurance Company of America has said that it will offer an enhanced disability insurance coverage for New York-based small businesses with less than 50 employees.

Guardian claims that its enhanced coverage will provide small businesses to have more options to offer state-mandated disability insurance benefits to their employees who are disabled by an off-the-job injury or illness.

According to the Guardian, the disability coverage will provide a maximum weekly benefit of $700 for up to 26 weeks for companies with less than 50 employees (maximum weekly benefit of $500 for up to 26 weeks for companies with two to nine employees).

For businesses with greater than 50 employees, the enhanced coverage will provide up to $750 per week for up to 52 weeks.

Barry Petruzzi, vice president of group life and disability at Guardian Life Insurance Company of America, said: Employers can meet state minimum requirements for coverage or can design an enhanced benefits plan at competitive rates for their employees’ specific needs, plus we offer generous discounts when the statutory coverage is purchased with another Guardian coverage.

Guardian’s enhanced coverage and affordable plan options help small businesses control costs, simplify administration and offer their employees a broad range of benefits, which assists with recruiting and retaining valuable workers.