The Guardian Life Insurance Company of America has announced new disability income initiatives that will benefit small business owners.

Offered by its wholly owned stock subsidiary Berkshire Life Insurance Company of America (Berkshire), the program is available in all states of US for business owners outside the medical/dental market.

Susan LeBourdais, Berkshire’s director of growth segment marketing, said: By making a concerted effort to understand the unique needs of the small business customer, we were able to rethink how we go about offering individuals in this key market the most comprehensive package of income protection.