General Star Management Company has announced its Healthcare Facilities Choice endorsement. The protection is available on miscellaneous healthcare facilities policies for risks that meet underwriting eligibility requirements. Six additional coverages are added to the Supplementary Payments section for qualified insureds at no additional premium.

Media expense, HIPPA proceedings, emergency evacuation expenses, patient property, Medicare/Medicaid billing defense expenses and state medical board legal expense are the new features added by the Healthcare Facilities Choice endorsement.

Custom designed for healthcare facilities and providers, the limits for these new Supplementary Payment coverages are $25,000 each claim/$25,000 aggregate, all subject to a $50,000 aggregate limit for the policy period. Patient Property Damage is the sole exception, offering a limit of $5,000 each claim/$5,000 aggregate.

Coverage is available on a non-admitted basis in all states and will be written by General Star Indemnity Company, rated A++ (Superior) by A.M. Best Company, and carries an AA+ Insurance Financial Strength Rating from Standard & Poor’s Corporation. General Star is a wholly-owned subsidiary of General Reinsurance Corporation, a member of the Berkshire Hathaway family of companies.

"These enhancements respond to emerging trends affecting today’s healthcare facilities and its professional staff," said James M. Baldyga, Vice President and Medical Professional Division Manager for General Star. "Addressing exposures like public relations, privacy protection, and responses to natural disasters complements our already comprehensive policy form."

"We are delighted to add a package of new solutions, backed by top-rated security, into the healthcare facilities marketplace," added General Star President and CEO Robert Jones. "Healthcare facilities present some of the most unique liability exposures in the casualty arena, and we are pleased to provide a valuable response."

General Star Indemnity Company is an eligible surplus lines insurer in all states, the District of Columbia, Puerto Rico, and the Virgin Islands. It has the status as an unlicensed insurer in California and operates under NAIC Number 0031-34991. Insurance is placed with the General Star Indemnity Company by licensed producers and, for risks that qualify, by licensed surplus lines brokers.