Florida Office of Insurance Regulation (FLOIR) has issued a final order to a dozen entities, including companies and their officers, for the unauthorized sale of health insurance products in Florida.

According to FLOIR, it has issued the order after sending a previous order to each of named individuals and entities in February, requiring them to cease and desist from engaging in unauthorized transaction of insurance.

The individuals and entities include: Beema-Pakistan Company, Serve America Assurance, William Worthy, Real Benefits Association, David Clark, Affinity Group Benefits Association, American Trade Association, Smart Data Solutions, SDS Management Group, Bart Posey, Richard Bachman, and Obed Kirkpatrick.

American Trade Association, Smart Data Solutions, and Service America Assurance, are in the process of liquidation proceedings in the State of Tennessee.

The Office initiated an investigation after receiving numerous complaints about unsolicited faxes advertising inexpensive health insurance coverage. According to some Florida consumers, the policies issued were not for major medical insurance coverage as represented. Instead, the policies were for unauthorized limited benefit plans.

Kevin McCarty, insurance commissioner of Florida, said: “This unauthorized activity misled thousands of Florida consumers. We will not tolerate the unlicensed and unauthorized sale of insurance products in our state.”