Commercial insurer CNA Financial has released Epack Extra, an enhanced version of its modular Epack product that includes directors & officers (D&O), employment practices liability (EPL), fiduciary, miscellaneous professional liability (MPL) and media liability.

CNA said that the enhanced Epack Extra features a re-written form that better addresses the needs of customer-focused companies and producers and it has approval in 35 states.

According to the insurer, the new Epack Extra includes various endorsement enhancements that CNA has offered since the release of Epack over 10 years ago.

In addition to the original Epack coverages, Epack Extra includes technology errors and omissions, network security and privacy, and crime – all within three coverage groups: management liability, professional liability, and crime. Policy limits can be shared among coverages or provided on a scheduled limit basis.

Additional coverages of the Epack Extra include: duty to defend form; no threshold for coverage for newly-created or acquired entities or plans; consent to settle provision set at 80/20 and pre-claim assistance for investigation costs related to reported circumstances.

Epack Extra coverage also include: mediation provision which could reduce the policy retention by 50% or $10K; broad definitions of claim, loss and insured persons and additional features for qualifying risks.

CNA also features Epack Extra EZ, an easy version of this product that is targeted to smaller companies.