CIGNA & CMC Life Insurance, a joint venture between CIGNA and China Merchants Group, has introduced a new health insurance product to provide high quality health coverage in China.

Dubbed Pearl Plan, the product further expands the company’s offering to its expatriate customer base in China, and is designed to address requirements of China executives and key employees of large local China businesses.

CIGNA & CMC Health Care Products senior vice president Ken Vaughan said the company’s plans offer different levels of premiums and insurance responsibilities helping customers to select the plan that best meets their unique health care requirements.

Pearl Plan’s standard benefits include coverage for inpatient and outpatient consultations, common and high-risk maternity care, routine physical exams, Pap smear, prostate cancer and breast cancer screening, dental care, as well as international emergency medical treatment services.

The customers will also be provided with free access to ‘CIGNA & CMC Care+’, employee health management services, and ‘CIGNA & CMC Assist’, appointment-making and patient accompaniment services.

Pearl Plan represents the fifth product to be launched by the company since 2009, the company’s other four product plans include Platinum, Gold, Silver, and Jade.