For incorporating combined cover of material damage and public and products liability

APC, a commercial insurance underwriting specialist, has unveiled plans to launch its commercial combined product in the market.

The product intends to cater for different trades from areas including wholesalers, distributors, manufacturers, processors, engineering risks and leisure risks. Any risk in the UK that requires property and casualty cover combined can be processed on the new product.

The commercial combined will be available online to brokers via APC’s QuoteMac system that will allow a range of cover variations. The product will be aimed at the SME market place including larger commercial risks that will utilize APC’s £10m sum insured authority.

APC intends to target the referral business within the area. The new product will incorporate combined cover of material damage and public and products liability as standard. It will also cater for multi locations and chain franchises.

Although the product and delivery are wide ranging, it is easy for brokers to access and, because the statement of fact has been designed to capture all the information required for a quotation at the start, the brokers need not type up lengthy presentations which saves them time.

Ian Russell, director of underwriting at APC, said: “Brokers have been crying out for an online auto-quote commercial combined product for a long time. This has been a year in the making and we have genuinely gone all out to ensure this is a best of breed proposition. With the amount of trades available, brokers should easily be able to find what they are looking for quickly and easily.”